CALL US: (925) 493-7525 Brokers Login

Looking for a
Homeowners market?
Big or small, we have programs for all.

HOMEOWNERS AND CONDOMINIUM UNIT OWNERS

Our Homeowners (HO 3) and Condominium Unit Owners (HO 6) coverages are among the broadest available in the admitted and surplus lines markets today.

Now you can worry less about your E & O exposure when you find the need to move a client's homeowners coverage from the standard market to Surplus Lines.

Coverage is available for Homes from $100,000 to $5,000,000 (Total Section I)

AUTOMATIC COVERAGES INCLUDE:

  • $1,000 Lock Replacement Coverage

  • $1,000 Refrigerated Property

  • $1,000 Fire Department Service Charge

  • $10,000 Loss Assessment ( to $50,000 available**)

  • $5,000 Limited Mold Coverage (to $25,000 available**)

  • $10,000 Medical Payments (to $25,000 available**)

  • $5,000 Water Back Up ( to $50,000 available**)

  • $10,000 Trampoline Liability Coverage

  • $25,000 Identity Fraud

  • $25,000 Limited Animal Liability ($50,000 available**)

  • $100,000 CPL (to $1,000,000 available**)

  • 25% Extended Replacement Cost (50% available)

  • 10% Ordinance or Law (25% and 50% available)

  • Contents Replacement Cost

  • Increased Special Limits - Coverage C

  • Personal Injury Liability

OPTIONAL COVERAGES AVAILABLE:

  • All Risk Personal Property

  • Golf Cart Physical Damage

  • Scheduled Personal Property

  • Blanket Valuable Articles Coverage

Available credits include Alarm, Sprinkler, Gas Shut-off, Higher Deductible, Preferred Client and Three Year No Losses….. AND MORE

HIGH NET WORTH CLIENTS

We offer comprehensive Homeowner coverages and ancillary coverages such as Yachts, General Aviation and Collector coverages similar to the very best markets in the High Net Worth marketplace. We have $25,000,000 authority (Total Section I).

We design these policies to meet the unique needs of your very best clients

Visit our Global Ambassador Private Client page for more information about our program designed with your best clients in mind

Back to Top